date:Feb 21, 2014
basis points. This increase was primarily the result of the $46.5 million gain from legal settlements in 2012 and impairment of notes receivable totaling $30.0 million in 2013, partly offset by reduced self-insurance expense, higher gains on sale of property and a $13.5 million reduction in the fair value of contingent consideration related to the Blackhawk acquisition of Cardpool.
Self-insurance expense in the fourth quarter of 2013 declined $42.4 million compared to the fourth quarter of 2012